Building Financial Clarity Through Real Scenarios

We started futurefileterminal because spreadsheets weren't cutting it anymore. When you're trying to plan five years ahead with dozens of variables, you need something better than guess-and-check.

Why We Built This

Back in 2022, Kieran was helping a friend model different business expansion scenarios. They spent three days building spreadsheet formulas, only to realize one input cell was wrong. Everything had to be recalculated.

That's when it hit us. Financial planning isn't about perfect predictions—it's about testing possibilities quickly. What happens if revenue drops 15%? What if that new hire costs more than expected? You should be able to answer these questions in minutes, not days.

So we built a platform that lets you create multiple scenarios, compare them side by side, and adjust variables in real time. No complex formulas. No broken cell references. Just clear visibility into your financial future.

Financial scenario modeling workspace showing multiple projection timelines

The People Behind the Platform

Kieran Walbridge

Co-Founder & Product Lead

Spent eight years building financial tools for mid-sized companies before realizing most businesses needed simpler scenario planning. Now focuses on making complex modeling accessible to anyone who needs to make informed decisions about money.

Siobhan Thornley

Co-Founder & Technical Director

Background in data systems and visualization. Believes that if you can't understand your financial projections at a glance, the tool is failing you. Builds the modeling engine that powers everything behind the scenes.

How We Work

Keep It Simple

Financial modeling doesn't need to be complicated. We strip away the jargon and focus on what actually matters—helping you see different futures clearly.

Speed Over Perfection

Perfect projections don't exist. What matters is testing multiple scenarios quickly so you can make better decisions with the information you have right now.

Build for Real Use

Every feature we add comes from watching how people actually use the platform. If it doesn't solve a real problem we've seen, it doesn't go in.

What Drives Us

Clarity Creates Confidence

When you can visualize different financial paths, you stop second-guessing and start acting. That confidence is what we're after.

Everyone Plans Differently

Some people need detailed projections. Others want quick what-if scenarios. We build tools that adapt to your planning style, not the other way around.

Honest About Limitations

No tool can predict the future. We help you explore possibilities and understand trade-offs—what happens next is still up to you.

Our Approach to Scenario Modeling

Variable input interface for financial scenarios

Timeline visualization of financial projections

Detailed scenario breakdown with adjustable parameters

Built for Taiwan's Business Environment

Operating from New Taipei City gives us direct insight into the financial planning challenges facing businesses across Taiwan. We've designed our scenario modeling to handle everything from currency fluctuations to seasonal revenue patterns specific to this market. But the principles apply anywhere—creating multiple projections, comparing outcomes, and adjusting as new information comes in.

Whether you're planning a business expansion, evaluating investment options, or just trying to understand your financial runway, scenario modeling gives you a framework for thinking through possibilities systematically.

Explore Our Learning Program